Guiding You to Smarter, More Effective Medicare Solutions
Medicare can be confusing, with multiple plan types, coverage options, and cost considerations. We specialize in helping individuals navigate Medicare with confidence, whether you’re enrolling for the first time, transitioning from employer coverage, or looking to optimize your current plan. Our personalized approach ensures you understand your options and select coverage that fits your health needs and budget.
Key Medicare Plan Types
1
Medicare Advantage
(Part C)
Combines hospital, medical, and often prescription coverage into one plan. Includes HMOs, PPOs, and other network-based options.
2
Original Medicare
(Parts A & B)
Traditional government coverage for hospital and medical services. Often paired with supplemental (Medigap) plans.
3
Medigap
(Supplemental Plans)
Fill gaps in Original Medicare coverage, helping with copays, coinsurance, and deductibles.
4
Prescription Drug Plans
(Part D)
Standalone plans that cover prescription medications.
Understanding Medicare
Cost Structures
Medicare plans vary in premiums, deductibles, and out-of-pocket costs. Choosing the right combination ensures you maximize benefits while minimizing expenses.
Original Medicare + Medigap
Predictable costs, flexible provider choice, supplemental coverage for gaps.
Medicare Advantage
Often includes extra benefits like dental, vision, or fitness programs; network restrictions may apply.
Prescription Drug Plans
Costs depend on the formulary, tiered copays, and whether your medications are included.
Why Work With US
We make Medicare simple, personalized, and stress-free. From comparing plan options to understanding cost-sharing and supplemental benefits, we provide the guidance and insights you need to confidently choose coverage that protects your health and your finances.
Other Medicare-Related Products
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Dental & Vision Add-ons
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Hearing aids
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Prescription Drug Plans (Part D)
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Long-Term Care Planning
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Hospital Indemnity & Critical Illness Plans
Additional Services
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Financial Consultations
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Retirement & Transition Guidance
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Budget & Expense Assessment
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Life Insurance Needs Assessment
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Long-Term Care Insurance Planning
